Step 1:
Register Your Interest

Get in touch with iExtend to register your interest, or complete our QuickCalc to check if your policy may qualify for a Life Co-Ownership Arrangement. If your policy is likely to qualify, our team will contact you to guide you through the next steps.

Start here:

Contact Us

Check your eligibility through our pre-assessment QuickCalc tool

Step 2:
Provide Your Consent

Provide your communication preferences and your privacy health consent as part the General Advice process.

To speed up the pre-assessment, we recommend downloading the relevant iExtend condition-specific or general health questionnaire (located to the right).

The short questionnaires provide more information about specific health conditions, helping us assess your qualification quickly and efficiently.

You may need:

Questionnaire - Generic Pre-Assessment

Questionnaire - Parkinson's

Questionnaire - Diabetes

Questionnaire - Cancer

Questionnaire - Stroke

Step 3:
Assess Policy and Final Approval

Submit your life insurance policy and health information for final assessment. 

Once approved, you are eligible to apply for the iExtend Life Co-Ownership Arrangement.

Your may need:

Privacy Policy

Step 4:
Share Claim Proceeds

When a successful claim is paid by the insurer, you, your nominated beneficiaries or estate will receive your share of the claim proceeds.

You may need:

Policy Owner Explainer Brochure

The Basics

If you have decided to cancel or reduce your life insurance policy, you may be eligible for an iExtend Life Co-Ownership Arrangement (Arrangement).

iExtend will pay all the premiums on the co-owned life insurance cover and share the proceeds from any future claim with you, your beneficiaries or estate. The proportion of the claim proceeds shared will depend on how long the Arrangement has been in place.

iExtend is a referral only choice for most advisers. This means we do all the heavy lifting, give the General Advice and complete the administration. The adviser simply refers you to us.

The pre-agreed share is based on how long the policy has been co-owned with iExtend

*If there is indexation on the policy, the original sum insured increases

Indicative Percentage Payout Scenario

Potential iExtend advantage to cancelling your $1,000,000 Life Insurance Cover

Based on a sliding scale, you will receive a percentage of any claim including indexation, if applicable.

Disclaimer: This chart is of a general and educational nature only and does not take into account an individual’s particular circumstances (whether financial, medical or otherwise).

Process

If you have a trusted financial adviser, we suggest speaking with them first.

You can also contact iExtend directly:

iExtend supports Australians to extend the value of their life insurance cover in the years when they need it most.